- A company has an agreement with a financial entity for the commercialization of a financial product
- The products are sold through the company’s mobile application
- It is necessary to determine if the company’s work can be defined as exempt mediation or not
- Intermediation occurs when the mediator concludes a contract on behalf of the financial entity or advises and negotiates terms on behalf of the client
- If the agent actively negotiates and advises on contract clauses, the services are exempt
- If the activity is limited to providing information and processing contract requests without advising or intervening in asset transactions, it is not exempt
- The company’s services allow online contracting of financial products through a mobile application, making it subject to exemption as mediation.
Source: audiconsultores-etlglobal.com
Note that this post was (partially) written with the help of AI. It is always useful to review the original source material, and where needed to obtain (local) advice from a specialist.
